Model Resolution

WHEREAS, states have the primary responsibility for regulating the business of insurance through laws and regulations; and

WHEREAS, the current accreditation process of the National Association of Insurance Commissioners (NAIC) infringes on that responsibility; and

WHEREAS, the NAIC has opened its plenary and executive committee meetings and conference calls and will re-examine its accreditation and seek input from state legislators; and

WHEREAS, the NAIC is not a policy making body and should leave broad public policy decisions to state legislators; and

WHEREAS, the resolution of these issues hinges on the appropriate definition of the NAIC’s functions and funding mechanisms;

NOW, THEREFORE BE IT RESOLVED, that the State/Commonwealth of {insert state name}congratulates the NAIC on taking steps toward openness, accreditation system improvements, appropriate self definition and suitable funding, the State/Commonwealth of {insert state name}encourages the NAIC to continue as an advisory organization state insurance commissioners and opposes designation of the NAIC as an entity authorized to exercise regulatory authority; and

BE IT FURTHER RESOLVED, that the State/Commonwealth of {insert state name}urges the NAIC to not use accreditation sanctions as a means to force legislative actions; and

BE IT FURTHER RESOLVED, that the State/Commonwealth of {insert state name} encourages the NAIC to create, within its organization, a legislative participation board for state legislators; and

BE IT FURTHER RESOLVED, that copies of this resolution be sent to each state insurance commissioner, the NAIC and the National Governor’s Association (NGA).

Approved by the ALEC Board of Directors on January 1996. 

Reapproved by the ALEC Board of Directors on January 28, 2013.

Reapproved by ALEC Board of Directors on November 16, 2017.