Archives: Commerce, Insurance and Economic Development / Model Policies
Archives: Commerce, Insurance and Economic Development / Model Policies
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The Protect Your Highways Act
Section 1. Section [ ] is enacted to read: Operation of Motor Vehicle; Noncitizen Prohibition. (A) No individual shall operate a motor vehicle in this state unless he…
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Act Prohibiting the Purchase or Acquisition of Real Property by Certain Foreign Entities
An ACT relating to the purchase or acquisition of an interest in real property by certain aliens or foreign entities; creating a criminal offense; providing a civil penalty. …
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Universal Regulatory Sandbox Act
Purpose: This proposal modifies provisions related to the (INSERT RELEVANT STATE AGENCY) and allows businesses, under the observation of regulators, to trial innovative products, services, and business models while temporarily…
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The Homeowners’ Right to Choose Inspection and Review Services Act
Statement of Principles ALEC recognizes that individuals—not government—are best positioned to make decisions about their homes, energy use, and property improvements. This model policy upholds the principles…
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Statement of Principles on the Affordability and Availability of Insurance Markets
Preamble. Insurance is a crucial financial safety net for both individuals and businesses in America, and a buttress to the wider economies of cities and states. It…
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The Digital Asset Banking Act of 2026
Section 1. Definitions As used in this Chapter, the following terms shall have the following meanings: “Commissioner” means the Commissioner of Financial Institutions…
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Virtual Currency Kiosk Consumer Access and Protection Act
WHEREAS, access to lawful digital asset transactions is an essential component of financial inclusion, innovation, and individual economic freedom in the modern economy; and WHEREAS,…
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Resolution Opposing Government Price Controls and Supporting Free Market Principles
WHEREAS, the United States has long recognized the importance of free markets, limited government, and the rights of individuals to engage in voluntary exchange; and WHEREAS…
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Property and Land Use Stability (PLUS) Act
Section 1. Downzoning not enforceable (a) No amendment to zoning regulations or a zoning map that downzones property shall be enforced [except in compliance with the provision…
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Resolution Calling on Congress to Address Debanking
WHEREAS, President Donald Trump through his August 7, 2025 executive order, Guaranteeing Fair Banking for All Americans; and United States Senator Tim Scotts, Chairman of the Senate Committee…
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Homeowner’s Freedom to Inspect and Review Services Ordinance
Legislative Declaration WHEREAS, the purpose of this Ordinance is to streamline and reduce the cost of permitting and inspection for residential construction, renovation and backup power…
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Private Property Restoration Act
WHEREAS, [Insert reference to Declaration of Rights provision of State Constitution, specifically reference to property rights]; and WHEREAS, the Legislature recognizes that government increasingly…
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Transactional Gold and Silver Act
Be It Enacted by the [General Assembly/Legislature] of the State of [State Name]: Findings and Purpose. The [General Assembly/Legislature] finds that: The use…
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State Permit Transparency and Efficiency Act
Section 1. Short Title This Act shall be known and may be cited as the “State Permit Transparency and Efficiency Act.” Section 2. Legislative Findings…
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FAIR Zoning Act
FAIR (Fairness, Accountability, and Integrity in Rezoning) Zoning Act Section 1: Zoning protest prohibited Once approved, a change in regulations, restrictions, or district boundaries that expands the…
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Ending Housing Extortion Act
Section 1: Findings The legislature finds and declares the following: (a) The best way to promote housing affordability is to increase the supply of housing…
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Statement of Principles on Housing
Broad Overview: The bundle of rights is a metaphor used in property law to describe the legal rights that come with owning real estate: Right…
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Third-Party Challenges to Development Permits
Section 1: Definitions 1.1 For the purposes of this Act: (a) “Development Permit” means any authorization, license, or approval issued by the relevant authority for the construction, alteration, or…
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By-Right Housing Development Act
Section 1: Purpose 1.1 The purpose of this Act is to promote the development of housing by streamlining the approval process for by-right development, including single-family…
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The Safe Harbor from Excessive Exactions Act
Section 1: Title This Act shall be known as the “Safe Harbor from Excessive Exactions Act.” Section 2: Purpose The purpose of this Act is to ensure that exactions imposed…