Archives: Insurance / Model Policies
Archives: Insurance / Model Policies
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Association Health Insurance Standard Model Act
Section 1. Short Title This Act shall be known and may be cited as the Association Group Health Insurance Act. Section 2. Purpose The purpose of this act is to…
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Safeguard the Right-to-Try Cutting-Edge Medicine Act
Section 1. (1) As used in this act, and unless the context otherwise requires: (a) “Life-threatening or severely debilitating illness,” as defined in section 312.81 of Title 21,…
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Resolution on the Misapplication of Employee Classification Laws
WHEREAS, franchising contributes $1.6 trillion to the United States economy through 733,000 franchise businesses; and WHEREAS, franchise businesses employ over 13 million workers; and WHEREAS, franchising has been a major…
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Hurricane Mitigation Promotion Act
{Title, enacting clause, etc.} Section 1. {Designation.} The period from May 25th to May 31st of each year is “Hurricane Mitigation Week.” Section 2. {Proclamation.} The Governor is requested to issue each year, a proclamation…
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Mobile Food Vendor Freedom Act
Section 1. Short Title. This Act shall be known as the “Mobile Food Vendor Freedom Act.” Section 2. Purposes. The Act’s purposes are to: legalize mobile food vending across the…
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The Hurricane Mitigation Promotion Act
{Title, enacting clause, etc.} Section 1. {Designation.} The period from May 25th to May 31st of each year is “Hurricane Mitigation Week.” Section 2. {Proclamation.} The Governor…
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Resolution on the State Regulation of Insurance
Model Resolution WHEREAS, [insert state here] supports the continuation of state regulation of the insurance industry and opposes any attempt at federal preemption; and WHEREAS, [insert state here] is opposed…
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After-Market Crash Parts Act
Model Policy (Title, enacting clause, etc.) Section 1. {Title.} This Act shall be known and may be cited as the After Market Crash Parts Act. Section 2. {Definitions.} As used…
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Resolution in Support of Insurance Commissioners’ Exclusive State Regulatory Authority Over Variable Life Insurance and Variable Annuities
Resolution in Support of Insurance Commissioners’ Exclusive State Regulatory Authority Over Variable Life Insurance and Variable Annuities Model Resolution WHEREAS, variable life insurance and…
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Property/Casualty Insurance Form Filing Act
Property/Casualty Insurance Form Filing Act Section 1. {Short Title} This act shall be known as the Property/Casualty Insurance Form Filing Act. Section 2. {Legislative Declaration} This legislature…
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Resolution on the National Association of Insurance Commissioners
Model Resolution WHEREAS, states have the primary responsibility for regulating the business of insurance through laws and regulations; and WHEREAS, the current accreditation process of the National Association of Insurance…
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Resolution Concerning the Use of Credit Information in Personal Insurance
Model Resolution WHEREAS, insurance is the most important area of economic activity regulated almost entirely at the state level in the United States and; WHEREAS, a functioning insurance market depends…
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Resolution Opposing “Pay at the Pump” Automobile Insurance
Model Resolution WHEREAS “pay at the pump” would impose increased automobile registration and license tag fees and a gasoline surtax to provide basic automobile insurance coverage for all registered cars;…
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Property/Casualty Insurance Modernization Act
Model Policy Section 1. {Short Title} This act shall be known as the Property/Casualty Insurance Modernization Act. Section 2. {Legislative Declaration} This legislature finds and declares that a modernized and…
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Resolution Supporting Territorial Rating
Model Resolution WHEREAS, the U.S. insurance industry provides coverage in the voluntary market and through assigned risk plans so that all persons have the opportunity to acquire insurance; and WHEREAS,…
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Uninsured Motorist Stipulation of Benefits Act
Uninsured Motorist Stipulation of Benefits Act Section 1. {Title.} This Act may be cited as The Uninsured Motorist Stipulation of Benefits Act. Section 2. {Legislative finding and…
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Resolution Opposing Regulation Intruding on the States’ Traditional Role as the Primary Regulator of Homeowners’ Insurance
Model Resolution WHEREAS, the United States Department of Housing and Urban Development published notice of a proposed rule in the Federal Register on November 16, 2011, titled “Implementation of the…
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Resolution Opposing Unfair and Unbalanced Insurance “Bad Faith” Legislation
PURPOSE: Urging state legislatures to adhere to traditional principles of contract law and oppose unfair and unbalanced legislation designed to create new or expansive private causes of action, dilute existing…